Everything a calm budget needs
A tour of Capybudget, from the monthly plan to the phone in your pocket.
A plan made of money you already have
Every dollar that lands in an account shows up in Ready to Assign. Give it a job (rent, groceries, that trip) and you'll always know what's safe to spend.
- Assign, move, and cover overspending in a couple of clicks
- Recent Moves keeps a timestamped trail of where money went
- Filter to just the underfunded or overspent categories
- Overspending stays in its category until you cover it, never quietly eating next month
Targets that nudge, not nag
Give a category an amount to set aside every month. Capybudget shows how far along you are and tops up every underfunded category in one go.
- Yellow means a target still needs money; green means done
- Snooze a target for a month when it can wait
- Notes on any category, for the "why" behind the number
- Assign to all underfunded categories at once
A register that keeps up with you
Enter transactions as quickly as you can type. Payees, categories and dates autocomplete, and bulk edits take a single selection.
- Split a transaction across as many categories as you need
- Tag a memo with [trip], [work] or [reimburse] and search by it later
- Search, date ranges and bulk recategorize
- Transfers between accounts post both sides for you
Recurring money, on autopilot
Set up anything that repeats and Capybudget enters it on the day, in your time zone, so your plan is never a step behind.
- Once, weekly, every other week, twice a month, monthly, yearly and more
- Scheduled transfers between accounts
- Upcoming entries show in the register before they post
Reports that answer the actual question
See where the money went, how this month compares, and whether you are getting ahead. Click any slice or bar to see the transactions behind it.
- Spending by category, as a breakdown or a trend
- Income vs. expense by month
- Net worth over time
- Filter by account, category and date range
Trust every balance
Reconcile an account against your statement, and Capybudget locks what matches. If it is off, it posts one adjustment so you can move on.
- Cleared and uncleared at a glance
- One-step reconcile with an optional adjustment
- Reconciled transactions are protected from accidental edits
Change your mind freely
Every budget change goes into a history you can step back through, so trying things is never risky.
- Undo and redo for assignments, moves, edits and deletes
- A preview of what each undo will change
- Keyboard shortcuts throughout
Bring your YNAB history
Capybudget speaks envelope budgeting natively, so your YNAB budget comes across as-is. When your spot opens, we run the import for you: accounts, category groups, payees, every transaction and every month of assignments.
- Full history, not just balances
- Splits and transfers preserved
- Your plan picks up right where you left off
Pocket-sized, not cut down
Capybudget installs to your home screen and behaves like a native app: full screen, swipe back, pull to refresh, sheets that follow the keyboard.
- Install from the browser on iOS and Android
- Phone-sized controls and 44px tap targets
- Light and dark, following your system
Ask Claude about your budget
Capybudget has a built-in MCP server, so Claude (in Claude.ai or Claude Code) can read your budget and make changes for you. Anything destructive asks for your approval first.
- "How much did we spend eating out this quarter?"
- "Add this receipt and split it between groceries and household."
- Deletes, bulk edits and reconciles always need your OK
Capybudget is asking for approval
Ready for a calmer budget?
Join the waitlist and we'll let you know as soon as your spot opens up.